Roojai online insurance provides simple, affordable and reliable insuretech solutions according to your needs. Live a worry-free life, knowing that Roojai’s reliable and high quality service covers your back!
What is Roojai online insurance?
Roojai is authorised by the Office of Insurance Commision in Thailand to provide insurance services. The company was established in 2016 and currently is the most visited insurance website in Thailand. In early 2022, the company expanded to Indonesia and is the first Thai insurance company in the Indonesian market with more countries to open soon.
Roojai separates their services into vehicle insurance coverage which includes car insurance, motorcycle insurance and extended warranty insurance as well as health insurance coverage which includes critical illness insurance, personal accident insurance and cancer insurance. All insurance products of Roojai typically have high coverage at lower price than other Thai insurance companies.
What is Roojai car insurance?
Voluntary car insurance is designed to provide additional coverage to drivers as compulsory car insurance is very limited. Roojai provides convenient solutions for everyone and can suggest you 5 types of voluntary car insurance coverage:
You can compare car insurance policies. Voluntary car insurance provides coverage from damage to your vehicle ( in case of a car collision with and without a third party); damaged windscreen; damages from natural disasters, flood, fire; car towing service; car theft; bail bonds; third party insurance liability, bodily injuries, or loss of life, disability.
What are the benefits of Roojai voluntary car insurance?
All types of voluntary car insurance policies available
Compulsory car insurance in Thailand is also known as Por Ror Bor. Compulsory motor insurance is a standard coverage and is required by the Thai government and must be renewed every year. This type of car insurance covers medical expenses, loss of vital organs, death and permanent disability, daily compensation. However, coverage of Por Ror Bor is very limited, so it is strongly recommended to purchase additional comprehensive insurance coverage.
What is Roojai motorbike insurance?
Roojai provides insurance coverage for motorcycles, motorbikes, and big bikes as well. Additionally to compulsory motor insurance, you can select voluntary motorcycle insurance for your motor vehicle. There are 5 types of voluntary motorcycle and big bike insurance available:
Roojai understands your uniqueness and, therefore, personal accident insurance policy is easily customizable according to your lifestyle and needs. PA insurance with Roojai will provide you financial security in case an accident happens and will reimburse your medical expenses separately per accident. Additionally, with this insurance product you will be able to focus on your health and get daily cash compensation for up to 20 days.
What are the benefits of Roojai’s personal accident insurance?
Covers death, permanent disability, lost of sight, hearing, speech, lost of body parts (fingers, toes)
Aged from 1 to 60 years
Deductible insurance premium (depending on law)
Customizable additional coverage for extreme sports and driving motorcycle
Roojai provides you with an option to customise critical illness insurance according to your needs. This insurance policy will give you financial security in case you have to face one or multiple critical diseases. You can get a lump sum for starting your medical treatment and not worry about medical expenses any more. You can select to get protection against invasive cancer, non-invasive cancer, neurological diseases (including comma, Alzheimer’s disease, Parkinson’s disease), cardiovascular diseases (including major stroke, acute heart attack), organ failure (including chronic kidney failure)
What are the benefits of Roojai’s critical illness insurance?
Customizable coverage for critical illnesses you choose to cover from
No health check up, just answer the questionnaire.
What is Roojai cancer insurance?
Roojai provides cost-effective cancer insurance coverage with a starting price of only 5 THB per day! Protect yourself and your loved ones from unexpected losses and financial risks related to cancer.
What are the benefits of Roojai’s cancer insurance?
High lump-sum coverage (up to 3,000,000 THB)
Covers invasive cancer and non-invasive cancer
Fixed insurance premium for 5 years
Aged from 18 to 60 years.
Deductible insurance premium (depending on law)
Grace period up to 30 days (period between renewal of insurance policy and previous policy)
Coverage at every stage of cancer
No health check up, just answer the questionnaire.
Why choose Roojai?
Roojai online insurance provides affordable insurance coverage for customers with the possibility to save up to 30%. Insurance policies are easy to customise according to your needs. You can select monthly instalments and not worry about having to pay a lump sum. Make insurance claims fast and convenient through Roojai’s mobile app and get assistance any time.
How does Roojai determine insurance premiums?
Roojai online insurance calculates insurance premiums based on individual parameters. In case of voluntary car insurance, your driving history, driving experience, insurance claim history, and type of vehicle will influence your insurance premium rates. Meanwhile, having a dash cam installed will give you an additional discount.
Regardless of the type of accident (personal accident, car collision, medical expenses, cancer or critical illness diagnosed), Roojai online insurance is ready to assist you 24/7. There are 3 ways to make an insurance claim with Roojai
Through Roojai Mobile App
Claim online via website
Via phone call
In case you have to make a car insurance claim with Roojai:
Immediately notify Roojai online insurance that an accident has happened, call an ambulance if needed;
Prepare your personal and vehicle documents;
You can complete a video claim through Roojai Mobile App, or wait for Roojai’s surveyor to arrive;
Prepare documents to make an insurance claim depending on the type of an accident
Submit all required information to Roojai within a specified period and wait for resolution.
In case you have to make a car insurance claim with Roojai:
Immediately contact Roojai after your personal accident or medical diagnosis;
Request medical certificates and copies of all supporting treatment documents;
Depending on the type of your insurance claim, please prepare the required claim forms and documents;
Submit documents to Roojai within specified period and wait for resolution.within the specified claim consideration period.
Benefits of Roojai insurance
Roojai gives you the biggest discount on car insurance premium of 10% by installing a dash cam.
Easily make an insurance claim through Roojai Mobile App and follow stages of your claim process.
You can select monthly instalments by credit or debit card
You can use the Roojai Care card for cashless medical treatment throughout the Roojai hospital network.
Money back guarantee if you find a better price for the same car coverage.
Be confident at any time with Roojai 24/7 road assistance and 30-minutes guaranteed arrival on the accident scene.