Deves Insurance - providing comprehensive car insurance solutions in Thailand | MrKumka

The Deves Insurance Public Company Limited

Deves Insurance, a trusted provider in non-life insurance, offers comprehensive coverage with a commitment to quality and excellent management. With years of experience, Deves ensures peace of mind by delivering reliable protection, tailored to meet all your needs as you move forward in life.

Deves Insurance - committed to delivering top-quality insurance services and customer satisfaction | MrKumka
Deves Insurance - committed to delivering top-quality insurance services and customer satisfaction | MrKumka

About Deves Insurance Company

The Deves Insurance Public Company Limited officially began operations on January 17, 1947, with an initial registered capital of THB 4,000,000 to alleviate the financial burden on the Thai government in paying substantial insurance premiums to various insurers.

The company initially started with Crown Property Fire Insurance. In 1989, it expanded its services to include motor insurance, offering comprehensive and diverse coverage under the guiding principle of “Your ever dependable and friendly insurer”.

Currently, Deves Insurance has a registered capital of THB 500,000,000, consisting of 50,000,000 common shares with a par value of THB 10 each (previously THB 100). The company has adapted to meet the requirements of being listed on the Stock Exchange of Thailand since November 29, 1990, and became a "public company" on August 11, 1994 under the Public Limited Companies Act.

In 2005, Deves Insurance rebranded to enhance efficiency and deliver maximum customer satisfaction. The company also established 4 key brand attributes to define its identity and commitment to service excellence:

  • ✔ Customer Centric
  • ✔ Dignified
  • ✔ Masterly
  • ✔ Assuring Confidence

What insurance products do Deves Insurance offer?

Deves Insurance provides you and all customers with comprehensive coverage, offering a full range of insurance products, including car insurance, home and property insurance, personal insurance, and miscellaneous insurance with customisable coverage options tailored to your lifestyle. Its affordable insurance premiums provide you with immediate protection without straining your finances.

  • Fire insurance
  • Marine insurance
  • Motor insurance
  • Personal accident insurance
  • Home and property insurance

Car insurance

Deves Insurance offers a range of essential car insurance products designed to protect drivers and vehicles from various risks, including accidents, theft, and natural disasters.

With coverage options tailored to fit every need, Deves provides flexible choices to suit all drivers. From type 1 car insurance, which delivers extensive protection and third-party liability coverage, to more budget-friendly type 3 insurance, customers can find the right plan for their coverage and budget requirements.

You can choose to purchase the coverage that best suits your lifestyle according to the following types of car insurance:

Type 1 car insurance (Deves Perfect)

  • Own vehicle damage without a third-party coverage
  • Own vehicle damage with a third-party coverage
  • Vehicle loss or fire damage coverage
  • Third-party liability coverage

Type 2 car insurance (Deves Focus)

  • Vehicle loss or fire damage coverage
  • Third-party liability coverage

Type 2+ car insurance

  • Own vehicle damage with a third-party coverage
  • Vehicle loss or fire damage coverage
  • Third-party liability coverage

Type 3 car insurance (Deves Smart)

  • Third-party liability coverage

Type 3+ car insurance (Deves Eco)

  • Own vehicle damage with a third-party coverage
  • Third-party liability coverage
  • Deductible of THB 2,000 applies
  • No vehicle inspection required

Type 3++ car insurance (Deves Save)

  • Own vehicle damage with a third-party coverage
  • Third-party liability coverage
  • No deductible
  • No vehicle inspection required

Why should you choose Deves Insurance?

The Deves Insurance Public Company Limited is a stable and reliable insurance provider, with over 60 years of experience in the industry. With a strong vision and commitment to offering comprehensive insurance services, Deves Insurance is a trusted choice. You can rely on their ethical standards and commitment to your safety on every journey, making them a dependable option for all your insurance needs.

  • Extensive Coverage Options

    Deves Insurance provides a variety of car insurance plans, from type 1 to type 3, allowing you to choose coverage that fits your needs and budget.
  • Dedicated Customer Support

    With a team of experienced professionals, Deves Insurance offers reliable customer service for guidance, claims assistance, and after-sales support.
  • Competitive and Affordable Rates

    Deves Insurance offers car insurance at affordable premiums, perfect for drivers seeking dependable coverage at a budget-friendly price.

If you’re searching for trustworthy car insurance with excellent service, Deves Insurance is an ideal choice.

What are the steps to file an insurance claim with Deves Insurance?

If an accident occurs on the road and you need to file a car insurance claim with Deves Insurance for voluntary car insurance, follow these simple steps as outlined below:

In the case of injury, loss of organs, or disability

  1. Contact the company or branch office to report the claim, along with the following documents:
    • A copy of the police report regarding the case.
    • A copy of the ID card, driver's license, passport, or other identification documents of the injured party.
    • A power of attorney and a copy of the ID cards of both the person granting and receiving the power of attorney (if authorisation is given to another person).
    • A medical certificate or medical treatment history.
    • The original receipt for medical expenses or a copy of the receipt (if there is evidence showing that full compensation was not received according to the medical receipt).
    • A copy of the bank account statement of the injured party (if money is to be transferred to the account).
  2. The staff will verify the accuracy of the documents, the coverage, and assess the compensation amount.
  3. Compensation will be paid within 15 days from the date the agreement is finalised, and the company has received all necessary documents.

In the case of death

  1. Contact the company or branch office to report the claim, along with the following documents:
    • A copy of the death certificate.
    • A copy of the ID card and house registration of the deceased, or a passport (if the deceased is a foreign national).
    • A document showing the name change of the deceased (if applicable).
    • Documents proving the status of all heirs of the deceased.
    • A court order allowing a person to act on behalf of a minor (if the heirs are minors).
    • A certificate from the embassy or consulate confirming heirship, along with a Thai translation (if the heir is a foreign national).
    • A power of attorney from the heir, including copies of the ID cards of both the person granting and receiving the power of attorney (if the heir authorises someone else to act on their behalf).
    • A copy of the police report regarding the case or other evidence showing that the individual died as a result of a vehicle accident.
    • A certificate of death (if available).
    • An autopsy report (if available).
    • Documents appointing an estate manager (if available).
    • A copy of the bank account statement of the heir receiving the compensation (if money is to be transferred to the account).
  2. The staff will verify the accuracy of the documents, the coverage, and assess the compensation amount.
  3. Compensation will be paid within 15 days from the date the agreement is finalised and the company has received all necessary documents.

In the event of damage to third-party property

  1. Contact the company or branch office to claim compensation for property damage resulting from an accident, along with the following documents:
    • The original damage certificate (claim form).
    • Documents evidencing ownership of the property.
    • A copy of the ID card of the property owner.
    • A power of attorney, along with copies of the ID cards of both the person granting and receiving the power of attorney (if the property owner authorises another person to act on their behalf). In the case of a legal entity, provide a copy of the ID card of the authorised director.
    • Evidence detailing the damage, value, and duration of repairs, such as quotes and property damage assessments.
    • Police report (if available).
    • Photographs of the damaged property (if available).
    • A copy of the bank account statement of the property owner (if funds are to be transferred to the account).
  2. The staff will verify the accuracy of the documents, the coverage, and assess the compensation amount.
  3. Compensation will be paid within 15 days from the date the agreement is finalised and the company has received all necessary documents.

In the case of the vehicle loss of use or depreciation costs

  1. Contact the company or branch office to claim compensation for the loss of use of the vehicle or depreciation costs resulting from an accident, along with the following documents:
    • The original or a copy of the damage certificate (claim form).
    • A copy of the vehicle registration document.
    • A copy of the ID card of the vehicle owner.
    • A power of attorney, along with copies of the ID cards of both the person granting and receiving the power of attorney (if the vehicle owner authorises another person to act on their behalf). In the case of a legal entity, provide a copy of the ID card of the authorised director.
    • Evidence detailing the claim for loss of use or depreciation costs, such as a copy of the repair order or receipt, a list of parts used for the repair, and copies of the repair invoices (if available).
    • A copy of the bank account statement of the vehicle owner (if funds are to be transferred to the account).
  2. The staff will verify the accuracy of the documents, the coverage, and assess the compensation amount.
  3. Compensation will be paid within 15 days from the date the agreement is finalised and the company has received all necessary documents.

What are the tips for buying insurance from Deves Insurance?

When buying insurance from Deves Insurance, we recommend considering the following:

  • Choose coverage types according to your needs - when selecting a car insurance in Thailand, consider adding additional services such as emergency roadside assistance to enhance your coverage.
  • Compare coverage and premiums - review the benefits, coverage limits, and exclusions to ensure you receive the protection you want at a reasonable price. Utilise tools to compare car insurance quotes to find the best options available in the market.
  • Contact an agent for the best offers - if you want to inquire further about Thai insurance, you can contact MrKumka to get the best deal.