Luxury car groups within the insurance industry include high-end premium vehicles with advanced features, premium design, and superior performance. Cars of this group are usually pricey, represent exclusivity, show prestige and status, and are expensive to insure. Most car details are handcrafted using advanced technologies, including cutting-edge safety systems, powerful engines, and other characteristics.
Sum insured
Market Value
Sum insured
Market Value
Sum insured
Market Value
Third party property
5,000,000฿
Third party property
5,000,000฿
Third party property
2,500,000฿
Excess
0฿
Excess
0฿
Excess
0฿
Dealer
Dealer
Dealer
Protection
Flood protection
Protection
Flood protection
Protection
Flood protection
Roadside assistance
24 hrs.
Roadside assistance
24 hrs.
-
Installment up to 6 months without a credit card.
Installment up to 6 months without a credit card.
Installment up to 10 months without a credit card.
*Conditions are as specified by the company.
The luxury car group in Thailand is divided into two categories
You can easily compare insurance policies on our website MrKumka.com.
you can quickly get a quote with the help of our customer service. You will have to provide additional information, for example, occupation, marital status, and authorized dealerships. At MrKumka we know that protection for luxury cars is costly, so we can help you to reduce car insurance premium.
A huge selection of cars is included in the cars luxury group. We recommend you compare car insurance quotes from different companies as the driver's age, driving years of experience, and other factors might influence the insurance premium rate. You can your check insurance quote for premium cars from the list below directly on MrKumka’s website:
In case you are an owner of the car from the list below, please request an insurance quote through our customer service.
Luxury cars are suitable for people who are ready to invest, for people who seek excellence and comfort and provide high-quality driving experience on a daily basis. Additionally, luxury cars are the best option for people who often travel long distances, as their safety features are advanced.
Luxury cars are also suitable for businesses that would like to give high-class attention to clients or provide transportation for executives. Luxury cars are the most convenient and stylish way to appear at important meetings, events, and appointments.
Insurance companies categorize vehicles based on cost, performance, and safety features. Luxury car insurance might be more expensive than sedan models related to car insurance group 5. The main reason luxury vehicles' insurance premium is so drastically high is a higher cost of spare parts, car repairs, and replacement. You might have noticed that expensive cars get more attention, sometimes in a negative light, as these cars are more likely to be stolen and vandalized.
Availability of spare parts on the market and their cost
Higher car value results in higher insurance premiums
Accident-free and claim-free drivers are considered to have lower future claim risks, so their insurance premium would probably be lower
Older experienced female drivers typically pay lower premiums. On the other hand young male drivers are considered to be the highest risk ones.
Higher coverage and additional services lead to higher insurance premiums.
If you need help determining your car insurance group, you can contact MrKumka and compare insurance quotes from different companies on our website. Contact: 02 080 9292